Financing

We offer financing through Cresco to our customers. CRESCO

We currently have two alternatives for financing, payment deferral or instalments.

 

Deferral

2 months, fee 99 NOK
6 months, fee 349 NOK
9 months, fee 425 NOK

Eff. Rate under the Credit Act (applies only to deferrals):
1.000 NOK (23,14 %), 10.000 NOK (33,92 %) and 20.000 NOK (28,90 %)
Nom. Interest rate: 21,00 % annually, 1,75 % pr. month.
Administration fee: 45 NOK (0 NOK for balances under 1.000 NOK)
The application assumes credit.

The amount must be repaid in full within the time limit expires. If no amount has been paid it will be calculated interest on the remaining amount. See www.cresco.no for current rate.

Example:
If you obtain credit for 24.000 NOK and select a 6-month deferral. If everything is paid within 6 months it will cost you a total of 24.349 NOK.

 

Defer payment, not treatment.

 

Instalment

12 months, monthly payment, 0% interest, arrangement fee 395 NOK
24 months, monthly payment, 12,9% interest, arrangement fee 395 NOK
36 months, monthly payment, 12,9% interest, arrangement fee 395 NOK
48 months, monthly payment, 12,9% interest, arrangement fee 395 NOK

Eff. Rate under the Credit Act (applicable to partial payment 29.500 NOK):
12 months (5,96 %), 24 months (18,91 %) 36 months (18,32 %) og 48 months (17,96 %)
Nom. interest 12 months: 0,00 % annually and nom. interest rates for 24, 36 og 48 months: 12,90 % Administration fee: kr. 45 NOK
The application assumes credit.

If you select partial payment for 12 months, the interest rate is 0,00%. Your only expenses are instalment and establishment costs. If you select partial payment over 12 months the interest rate is 12.9% of regular payments. In case of late or non-payment, the remaining amount will be applied to customary conditions. See www.cresco.no for current prices.

Example 1 (12 month instalment):
Dental care for 24.000 NOK. You choose partial payment over 12 months.
Your rate: 0,00%
Forward fee: 45 NOK
Establishment fees: 395 NOK
Instalments: 2.078 NOK
Total cost: 24.935 NOK

Example 2 (over 12 month instalment):
Dental care for 24.000 NOK. You choose partial payment over 36 months.
Your rate: 12,90%
Forward fee: 45 NOK
Establishment fees: 395 NOK
Instalments: 712 NOK
Total cost: 25.620 NOK

The application takes a few minutes to perform. It requires you to bring proof of identity to the clinic in Budapest (passport or driving license).

 

All customers who are granted funding will receive a Cresco Access credit card.

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Cresco Access is an international credit card that can be used in hopes and ATMs worldwide.